How To Choose The Right Water Heater For You

How To Choose The Right Water Heater For You

Heating, Home Buyer, How to save money, Plumbing, Plumbing and Heating

Choosing the right water heater for your home can be a daunting process. It is essential to select one that is able to provide enough hot water while not causing you to have high energy or water bills.

What criteria should I look out for when choosing a water heater?

The top five things to look out for are:

  1. The energy sources
  2. The availability of energy in your location
  3. The size of your water heater
  4. The energy efficiency
  5. The overall cost of installation and energy use.

You need to consider what is heating your water, and the cost of this heating source. Sources can include electricity, fuel oil, geothermal energy, natural gas, propane, and solar. When considering a water heater, it is wise to remember that not all energy sources may be available to you, so it is worth doing your research.

In addition to this, you need the correct size of water heater based on the size of your household and property, too small and you won’t feel the benefit, too large and its expense may mean you that you do not reap the energy efficiency benefits.

Energy efficiency should be considered as some types of heaters are made specially to be more economical, and can help you save money and be kinder to the environment. Calculating the cost of the water heater over a year can help you to compare water heaters. You can obtain guides on how to calculate energy, water, and cost efficiency of water heaters online.

What types of water heaters are there?

There are a few types of water heaters that may suit your home. These could include;

Conventional storage heaters – these usually have a storage tank that contains water and is kept heated until it is needed. These traditional water heating options include a pressure valve which can be opened to relieve pressure if required. These typically have a life expectancy of ten years.

A tankless or on-demand water heater heats water there and then, without storage. Typically, these systems are energy efficient (usually more so than conventional storage water heaters) but will generally be more expensive as an initial cost.

Heat pump water heaters will, instead of heating up the water directly, move heat from one place in the unit to another. Because of this, they do not work well in cold spaces and take up a considerable amount of space. However, these are one of the most efficient energy users and will offer lower energy bills.

Solar water heaters use the energy from the sun to heat the water. A tankless coil and indirect water heater will use a space heating system to heat the water. These are ideal for locations in sunny and warm regions.

Finding the right one for you

The best way to decide which type you need is by consulting a specialist. At ASAP Plumbers, we can help you to decide which water heater would be the most energy-efficient, cost-effective and practical for your home. If you’d like to find out more about choosing the right water heater for your needs, give us a call on 020 3441 6626.

Four Answers To A Clogged Drain

Four Answers To A Clogged Drain

Clogged sink, Heating, Home Buyer, Plumbing, Plumbing and Heating

One of the worst issues to have in your home is a blocked drain. When a blocked drain happens, the water and waste can overflow, and the result is usually unpleasant and foul smelling. Fortunately, when you know the causes of a blocked pipe, you can quickly find the right way to rectify the situation. If your pipe seems to be clogged or water is moving much slower than usual, then it might be as a result of these fours answers for a clogged drain.

  1. Soap building up

Soap is washed down your drain every day, in your showers, washing machines, and sinks. Over time soap accumulates on the pipe walls which restrict the flow. As it continues, the pipes get more and more restricted reducing their diameter thus decreasing sufficient flow.

Maintenance tip: Pour a few tablespoons of salt down the drain followed by two litres of hot water. The abrasive texture will scour the greasy build up, removing the soap scum. 

  1. Shifting pipes

As time progresses, the ground below us can shift and move around which can dislodge pipes in ways that are less than beneficial for easy drainage. Pipes in the past were made from concrete or clay in three sections which add to the likelihood of offsetting. It is often a tempting short-term solution to dispense drain unblocking chemicals down your plug but may lead to further damage to the older pipes.

Maintenance tip: Prevent blockage causing materials from entering the drain altogether. Use a hair filter in plugs and put fats and food waste in the bin.

  1. Roots damaging the pipes

Tree roots are strong, and can grow into the cracks and joints in pipes. Old pipes are more vulnerable to this damage due to the composition of the pipes. Concrete pipes can also be crushed by the weight of trees growing above, or by wrapping around them. In addition to this, the pipes can simply become more brittle over time. Trees may only be growing in search of nutrients and water, but they can cause clogs by breaking pipes and backing up the system.

Maintenance tip: While you cannot control the trees that grow near the pipes or the brittle nature of the pipes, you can help to look after the pipes in your home by using detergent and hot water to keep pipes running freely.

  1. Grease clogging

Just like with soap, grease can build up on the walls of your pipes. This is a much faster process than soap building up. As hot or warm oil moves more easily down the pipes once the grease reaches a cooler place it becomes more viscous and sticky causing it to build up in one, hard to reach place.

Maintenance tip: For small blogs use a long piece of wire to help remove the debris. Alternatively, a plunger may be more suitable.

Consistently blocked drains?

If you have a problem blockage or one that keeps returning then get in touch with the team at ASAP Plumbers. For plumbing emergencies, we have a team of qualified plumbers who are available 24/7. For help and advice, call us on 0203 441 6626.

Five Signs Your Toilet Needs Replacing

Five Signs Your Toilet Needs Replacing

Heating, Home Buyer, Plumbing, Plumbing and Heating

The toilets in your house are an essential feature, and it might difficult when things go wrong to determine if it needs replacing or simply sprucing up. It might be easy to think that when things stop working it might be the case that something just needs adjusting or parts exchanging. However, there are actually a few instances in which your toilet does need to be replaced. Excluding cosmetic issues, here are the top five signs that you need to replace your toilet.

  1. You are repairing it over and over

There are many components to your toilet, most of which you can obtain easy replacements for. However, if you find yourself replacing these items regularly, then it might be time to save the money, and buy a whole new toilet. The money you would have spent on replacements can go into buying a new, hassle-free toilet.

  1. Constant clogging

If your toilet is clogging up, and getting blocked more than once a week, it is probably time to get a replacement. It is not a good sign if you find yourself having to flush multiple times. Having to unblock your toilet over and over can be an incredibly unpleasant task, and your time can be better spent doing other things.

  1. Surface scratches

If you are having to scrub your toilet an excessive amount due to surface scratches collecting dirt, then you might benefit from a replacement system. Scratches make it difficult to clean, and you could avoid hours of cleaning, and ultimately save time.

  1. Cracked toilet

Hairline cracks in the porcelain structure of your toilet is not an uncommon occurrence. If there are cracks, they are likely to only get bigger over time and can encourage leaks or breaks. Not only this but small cracks may also harbour bacteria, leading to your having to spend more time with cleaning. Cracks are a sign the toilet needs replacing- especially if you want to avoid sudden floods!

  1. Water saving

If you find your water bill high or do not have a low flush toilet, replacing your toilet with a new low flush system might just save you water and money. It would put less pressure on water storage and supply, which can help to lower your bills and reduce the impact on the environment: a win-win situation. Did you know up to three gallons of water could be saved by fitting a low flush toilet?

Is it time to replace your toilet?

If you’ve noticed any of these issues with your toilets in the home, then it may be time to replace your toilet. At ASAP Plumbers we can install your new toilet or bathroom with minimum disruption and provide a high-quality finish. If you’re looking for a replacement or qualified and friendly plumbers who can help to take care of a repair for you, then get in touch with our customer care team at ASAP Plumbers.

Based in London, we cover a large area for a range of plumbing services, so if you’re ready to buy a new toilet or are looking for repair advice, then speak to the experts by calling 0203 441 6626.

Why You Should Get A Pre-purchase Plumbing Report Done Before Buying A New Property

Why You Should Get A Pre-purchase Plumbing Report Done Before Buying A New Property

Home Buyer, How to save money, Plumbing, Plumbing and Heating

When you purchase a new property, you might get a building inspection. A building inspection gives you a rundown of your property, looking for any structural issues and problems in the home that may require work. This is performed by a builder and therefore, potential plumbing issues may be missed.

What is a pre-purchase plumbing report?

A pre-purchase plumbing report takes a more detailed look at the plumbing of the home. A pre-purchase plumbing report is undertaken by an experienced plumper, which means you’ll have a comprehensive review of the property and will cover the pre-existing plumbing problems that may be missed in a building inspection. If you’re looking for a property to purchase, then you need to know all of the costs, issues and traits your potential new home has, especially with an expensive aspect; the plumbing.

Why choose a pre-purchase plumbing report?

Builders might check if toilets flush or taps turn on and off, but they are unlikely to give you a full cost analysis of any plumbing repairs that need doing. Missing these off can end up costing you more in future.

By identifying the problems before you sign the purchasing completion papers, the current homeowner’s insurance can cover the costs of repairs, and you are the not responsible for meeting the fee when you move in. Therefore, the best way to avoid being caught out is to get a plumbing report done before buying your new property.

Remember, a builder is not qualified to know all the plumbing aspects of a property, whereas a plumber will know all of the ins and outs of the total plumbing system.

What does it involve?

By getting an experienced plumber in to carry out the inspection, they can determine if there are any issues that will need to be dealt with. Depending on your property, plumbers will undertake the most appropriate surveying techniques.

One surveying method a plumber may suggest and undertake is a CCTV survey. A CCTV survey of drains to get a full picture of the whole system. A CCTV survey is relatively quick and non-invasive as a technique, and DVD recordings can help provide proof of the problems.

How do you get one?

At ASAP Plumbers we strongly recommend undertaking a pre-purchase plumbing inspection as we know how expensive it can be to repair the plumbing in a new home, especially after a costly house purchase.

There are specialist companies in the UK that are qualified to provide a pre-purchase plumbing survey. At ASAP Plumbers, we have a team of skilled plumbers who have extensive experience in property plumbing inspections and will conduct a full and thorough plumbing inspection to help provide you with a comprehensive review of the property, so you know the issues and costs before you’ve signed for the property.

If you’d like to arrange a pre-purchase plumbing inspection at a time that’s convenient for you, then get in touch by calling us on 020 3441 6626 or fill out our contact form.

The Benefits of Powerflushing

The Benefits of Powerflushing

Boiler, Heating, Home Buyer, How to save money, Plumbing, Plumbing and Heating

Has your central heating system been causing you concern?

Whether its radiators that fail to heat up, a shower that is never hot enough or a clunky and worrying noise coming from the heating system, there could be an easy solution that doesn’t require a new boiler or whole central heating system.

Unbeknownst to many of us, there is a sludge of black oxide that builds up in central heating systems. This sludge forms from a build-up caused by the chemical reaction in the system. Air, water, limescale and metal combined results in of black oxide; a thick, unappealing sludge.

When the sludge of black oxide builds up, it creates blockages in the pipes which, depending on where the blockages form, can mean that parts of the central heating cannot perform as they should. It becomes harder for the heat to get to where it needs to be, especially when sludge can almost block pipes completely.

The solution: Powerflushing

Fortunately, there is a solution, which can help to get your boiler working as good as new and to save you from replacing the whole central heating system. Powerflushing can clear your central heating system of black oxide, allowing water to flow through the system without restriction.

Conducted quickly and conveniently by a qualified plumber, you can find your central heating system is much improved, and you may save money on those high energy bills too.

Ten benefits of powerflushing

Powerflushing your system brings so many benefits including;

  1. Reduced boiler noise

Instead of being woken up by clunky central heating in the morning, powerflushing will ensure a smoother flow and, therefore, reduced noise from your central heating system.

  1. Quicker heating

After a powerflush has been conducted, your home will be able to warm up quicker, meaning you’ll feel the heat much sooner and your heating is on for a shorter time.

  1. Hotter radiator

Cool radiators are one of the signs that you need a powerflush. Once the sludge is removed, water can flow through the radiator making them feel much hotter.

  1. Easy job

Using a skilled plumber to undertake a powerflush on your system Is a quick and easy process and won’t be too invasive on your time or in your home.

  1. Reduced energy bills

Customers save an average of 40% on their heating bills after hiring a plumber for a powerflush service.

  1. Cheaper than a new system

Instead of replacing the whole central heating system at a high cost, a powerflush is much less expensive and could save you thousands. A much better alternative, that’s friendly to your purse.

  1. Stay within warranty

If you have a warranty period on your boiler, then you may not realise that a regular powerflush is essential to keep your warranty valid. If the boiler breaks down due to sludge within the warranty period, but you haven’t had a powerflush, then the boiler company may not honour your warranty.

  1. Increased reliability

Without clogs in the system, you’ll have a much more reliable system that you can trust to keep your house cosy.

  1. Heating system lasts longer

A powerflush service not only saves you money on your heating bills, but it can also increase the lifespan of your central heating system by up to ten years!

  1. Better efficiency

Whether to protect your pocket or look after the environment, a more energy efficient heating system helps your home to heat up quicker and, therefore, use less energy.

Book your powerflush today

If you want to save money on your heating bills and make your boiler run like new, then contact the ASAP Plumbers, London, who can safely powerflush your central heating system for improved performance.

5 Signs You Have A Plumbing Leak

5 Signs You Have A Plumbing Leak

Heating, How to save money, Plumbing, Plumbing and Heating

A plumbing leak can be one of the hardest issues to spot. It could occur anywhere in the home and start so slowly it may be too subtle to find until it is too late and extensive damage has been done. With some leaks, you may be fortunate and be able to spot them early, particularly if they are in an accessible place, but for the pipes that are well-hidden, a leak can continue wasting water and damage your home.

To help protect your house and your water bills from a leak in the home, look out for these five signs that may indicate that you have a plumbing leak.

  1. Increased mould or mildew

Mould and mildew occur when there is damp. In the bathroom, it is expected for mildew or mould to develop. Mildew occurs in warm temperatures when there is moisture present, which makes your bathroom a prime location. If you are noticing excessive mould or mildew formation or perhaps it has begun to grow somewhere new, then the chances are that this is due to a leak.

If it is starting to form in the corners on the floor or ceiling, then it could be a sign of a leaking pipe.

  1. Increased water bill

One of the leading causes for concern in the home is when bills start to rise. If you’ve noticed a dramatic leap in your water bill, then this could show that there is a leak. It is normal for there to be fluctuations in your water bill throughout the seasons. For example, you may use more water during summer for watering the garden.

If you think your bills have gone up dramatically, compare your statement to the same time last year, if it is still different, then it may be time to check for a leak.

  1. Cracks in walls and foundations

Water is incredibly powerful and can quickly cause cracks in the walls and ceiling. When water leaks out from pipes, it will try and find a path of least resistance to take to escape. Leaking water weakens the structure of the building including the foundations and can cause costly repairs.

For new homes, cracks can appear as the house begins to settle but if it is a new issue or is frequently happening, it may be time to call a plumber.

  1. Running meter

If you suspect a leak, then a great way to check is by monitoring your water meter. Make sure to switch all of the running water systems off in your home, then watch the meter. If it continues to tick over, then that means water is being used somewhere and that it is likely to be a leak.

  1. Musty smell

If damp occurs for an extended period of time, then it begins to leave a musty smell. After cleaning a room and scrubbing away any mould or mildew present, there is still a musty or unpleasant smell; this may be as a result of a leak. When cleaning rooms that smell musty, look out for wet patches or unusually damage such as bubbles on the wall or stained flooring, all of these are tell-tale signs of a leaking pipe.

Got a leak?

If you suspect there is a water leak in your home, then call ASAP plumbers. We are a London-based plumbing company. Our team are available 24/7 for emergencies so if you have a plumbing concern then pop your details in our contact form or call us on 0203 441 6626.


How To Save Money On Your Heating Bills This Autumn And Winter

How To Save Money On Your Heating Bills This Autumn And Winter

Boiler, Heating, Home Buyer, How to save money, Plumbing, Plumbing and Heating

While we may try and resist turning the heating on for as long as possible in the autumn to try and combat the rising heating bills as much as possible, there comes a time when it becomes inevitable. Cold weather sets in, and we want nothing more than to return to a warm and cosy home.

One of the first things to do when looking to save money is by comparing energy suppliers and seeing if you can switch providers to make savings on your bills. If you’re already on the best deal, there are still further improvements you can make to your home to slash your heating costs this autumn and winter.

Five ways to save money on your heating bills

Just a few simple changes can significantly reduce your energy use, here are just five of the many ways you can save money on your heating bills this autumn and winter.

  1. Block draughts

Heat escaping from the house is a waste of energy and a drain on your heating costs. Fortunately, low-cost tricks such as using draught excluders on the bottom of doors and draught-proofing strips on windows can really help to save money. In fact, you may be able to save up to £50 a year by draught-proofing your home.

  1. Change the thermostat

Altering the thermostat by just one degree could cut your heating bills by 10%. Such a small change in heating should not impact your home temperature by a noticeable difference yet could provide you with significant savings. It’s the perfect excuse the curl up under blankets and put your slippers on.

  1. New boiler

While a new boiler may be a costly initial outlay, it can save you a serious amount of money on your heating bills this year and onwards. By installing a new boiler, an average household can save around £240 per year in heating bills which will quickly cover the cost of the initial investment.

  1. Add thermostatic radiator valves

Thermostatic radiator valves allow you to set the temperature in each room so you can save money by only heating the space you are using. For better sleep, bedrooms should be relatively cool, so make sure to set the bedroom temperature lower than the living room or other rooms you use in the evenings.

  1. Maximise heat

If you do need to put the heating on, make sure you maximise its potential. Using foil behind radiators can help to reflect heat back into the room instead of through the walls. Moving furniture away from radiators can also help to warm up the whole room.

Save money on your heating bills this autumn

If you want to save money on your heating bills, then we at ASAP Plumbers are here to help covering all of London. Whether you want to fit new thermostatic radiator valves or replacing your boiler with a new energy-efficient model, we can seek out the best solutions for your home.

Call or email us today on 0203 441 6626 and arrange a consultation where we can discuss your requirements and how we can help you to realise significant heating bill savings.


Finding Boiler Finance That’s Right For Me

Finding Boiler Finance That’s Right For Me

Boiler, Heating, Home Buyer, How to save money, Plumbing, Plumbing and Heating

A new boiler can be a great, if not essential addition to your home. A new boiler can help to improve your home heating as well as save you valuable money on your heating bills. In fact, your boiler is accountable for around 60% of your total household energy bills, so installing a new boiler may actually be cost-effective, saving you money in the long run.

Fitting a new energy-efficient boiler may provide a return on investment in the long term, but a boiler can be an expensive initial outlay. To purchase a boiler and have it installed can cost around £3000, which can be too costly to shell out in one go. Fortunately, many schemes offer a boiler finance service, where you can pay back the cost of your boiler at a later date or in manageable installments.

Will I be eligible for boiler finance?

Boiler finance schemes are offered throughout the United Kingdom through many different lenders, whether these are boiler suppliers, energy suppliers, boiler manufacturers or heating and plumbing engineering companies.

To apply for a boiler on finance, you usually only need to supply a few personal details to enable the finance lender to complete a credit check to make sure that you are suitable for a credit agreement. Once you have a successful application, the lender will pay for the boiler and installation work and then you will have a credit agreement in place in order to repay the lender.

What boiler finance options are available?

Pay monthly

Pay monthly schemes allow you to repay the cost of the boiler in small monthly amounts over a set period of time. Over one year, the payments will be higher to cover the cost in 12 payments, whereas over three or five years, you will be able to pay a smaller amount back but over a longer time frame.

Pay monthly schemes are ideal for allowing you to plan and stick to your budget and making sure you have enough money for all of your bills and outgoings. The schemes are straightforward and easy to manage so you can feel in control of your finances.

One of the issues with pay monthly schemes is the length of the contract, if you are planning to move house, then you’ll still have to repay the monthly fees to comply with your contract.

See an example of what you can expect to pay in our ASAP Plumbers Boiler Finance section here.

Key things to remember

  • While a boiler finance scheme allows you to be in control of your money, it is important to bear in mind that you do pay slightly more for this service as the lender will charge interest.
  • Finance schemes are often a long-term contract and should be a decision that is carefully considered.
  • There are many schemes with different boiler manufacturers, so ask our friendly heating engineers or call us on 0203 441 6626 for more information.
  • Boiler finance schemes will often include a boiler warranty too, make sure to check the small print.

Need help?

At ASAP Plumbers, we have a wealth of boiler experience and knowledge and will be able to find the right boiler for your home or commercial property in London. If you need help finding the right boiler for you, then get in touch with our friendly team on 0203 441 6626.

How To Check Your Boiler Is Working Before Winter Hits

How To Check Your Boiler Is Working Before Winter Hits

Boiler, Heating, Home Buyer, How to save money, Plumbing, Plumbing and Heating

There is nothing more frustrating than a boiler breakdown, especially if it’s during the cold winter months. Many of us will turn the heating system off in the summer, which means the boiler has little work to do. When the cold months hit, the boiler is expected to work quickly and at capacity which can be too much for the boiler to take and could lead to a breakdown.

First things first, after summer you need to check that the boiler is still working. If you think it isn’t working, check the following before calling out an engineer.

  • Has the switch tripped? You may need to check your fuse box.
  • Does it need reprogramming? Settings may have been lost over the summer through a power cut, for example.
  • How’s the pressure? If the pressure gauge reading is low, it may need topping up. Use your manual for instruction.
  • What’s the temperature? It may need to be set to higher than 21 degrees to work.
  • Pilot light? If you have an older boiler, check the pilot light is on. If it’s a newer boiler, try the reset function.

Once your boiler is working, it’s time to give it a little TLC to keep it well-maintained through winter. The last thing people need in the run up to Christmas is a faulty boiler. To avoid suffering from the cold in the winter months, it is important to give your boiler an annual check and give you peace of mind that your boiler is ready for the autumn and winter months ahead.

Follow ASAP Plumbers’ four top tips to make sure your boiler is ready for autumn and winter.

  1. Boiler Service

Just like the winter flu jab, a boiler service should be an annual occurrence before winter begins. Now is the ideal time to make sure your boiler is functioning at its best and conduct necessary repairs before it causes a more expensive breakdown.

Make sure you employ an engineer who is Gas Safe registered to comply with the law, and their servicing check-up will be able to spot and correct any minor issues and pre-empt any problems that may arise in the future. For a relatively small cost, it could save you a considerable sum in the future.

  1. Prepare Your Boiler In Autumn

Even if the weather doesn’t seem too bad and the temperatures are still relatively warm, it is still worthwhile turning on your boiler on for a few hours a week. As the temperatures begin to drop, you can be sure your boiler is ready as it has completed its ‘warm-up’ and will be ready to go when you need it most.

If you think this added cost is unnecessary, don’t worry. It is actually more efficient to run your boiler a few hours a week than it is to expect it to work on full blast when you need it.

  1. Pipe Insulation

To reduce the toll on your boiler, it is worthwhile insulating the pipes connecting to your boiler. This can help to stop freezing water entering your boiler, which can mean the boiler needs to work even harder. Pipe insulation helps to keep your boiler working more efficiently and for a relatively low cost and can save you money in the long run.

Pipe insulation is relatively cheap and easy to do, you can find foam pipe jackets at your local DIY store and simply cut to fit your needs.

  1. Change Your Heating Style

Often when the cooler mornings arrive, our instinctive response is to whack the heating on full blast to try and make the house warm up quickly. What is actually more efficient for your energy costs and easier for your boiler is to let your home warm up over a prolonged period at a cooler temperature.

Having a smooth and slower change in temperature is much easier on your boiler and still ensures your home is warm and habitable and keeps your energy bills down.

Keep your boiler in check

By following these simple tips, you can help to ensure your boiler can meet your needs throughout winter, and that simple maintenance steps like these may help to save you a considerable sum in the long run. If your boiler needs a service or repair, ASAP Plumbers are available in London and have a team of experienced, Gas Safe registered engineers on hand to help fix any boiler issues you have.

Boilers on Finance: What You Need To Know

Boilers on Finance: What You Need To Know

Boiler, How to save money, Plumbing and Heating

Boilers on Finance:

Boilers are an integral part of every home these days. Being able to heat where you live and have water on demand is something that everyone, not only wants but needs. Their importance is highlighted significantly during the cold winter months where they are necessary for keeping occupants warm even though it is bitterly cold outside.

Cost Of Boilers

While boilers are essential in the home, they do come at quite a cost. Typically, you are looking at paying out a few thousand pounds for the boiler along with somebody qualified to install it. You can’t really afford to scrimp on purchasing an efficient boiler that suits your needs as it can be an investment in the long-term, helping to reduce your average fuel bills going forwards. It’s also imperative that you choose a registered and qualified professional to install the system due to the health hazards that they can pose.

Another good reason to spend on a reliable boiler is that during the winter months they do tend to break down more often. Just when you rely on them the most. Spending that bit extra on a recommended model as well as getting the system serviced annually is important to prevent potential breakdowns.

Buying A Boiler On Finance

With the outlay for having a new boiler installed being pretty hefty, you could be looking at paying upwards of £3000. Some people just cannot afford to pay that all in one go. There are, however, options available out there that allow homeowners to spread the cost through a finance plan. This will allow payments to be made over a number of years. Typically, the lender will pay the upfront costs, and then an agreement is reached for them to be paid back at an affordable rate.

Due to the credit agreement, you will end up paying more than what the original cost was; this is because of the interest that is applied. For example, a boiler costing £2,122 pound originally, paid over three years at an interest rate of 11.3%, could see you pay close to £400 in credit costs. The longer the agreement is for, the higher the repayable amount will be. Some opt to pay over a ten-year period. At the same rate, you could end up paying close to £1400 in credit repayments.

Benefits of Purchasing A Boiler On Finance

Paying monthly can have its advantages though, especially if you can’t pay the full amount all at once. If you have a boiler that isn’t really energy efficient and is costing a lot through your energy bills, it could be ideal to get a new one installed. Paying monthly, especially if your income isn’t great, will allow you to still have the money to spend on the essentials such as a mortgage, rent, utility bills and food shopping. Meeting the repayments on time will also allow you to build up your credit rating by showing that you’re in control of your finances.

Negatives of Buying A Boiler On Finance

Some will see purchasing a boiler on a monthly pay scheme as a bad idea. This is usually because you end up paying a substantial bit extra back due to the interest that is charged. The interest can be rather high, so it pays to shop around. If you don’t do some research first, you could end up missing out on a better deal. Another reason the amount to pay back may be costly is if you don’t have a great credit score when applying. This will mean you are potentially a bigger risk financially, so interest rates will soar. Failing to make payments will also have a negative effect on your credit rating. Due to the nature of the agreement, it is a contract that you are choosing to enter into. This ultimately means if anything happens that you are not covered for, or you move home during the repayment period, you will still be required to pay back what you owe.

Are You Entitled To A Free Boiler?

Luckily, some people are eligible for a free boiler on the government’s free boiler scheme. You have to meet the criteria set to qualify, but even if you don’t meet the requirements in full, you may be entitled to some funding towards a new boiler.

First of all, a resident at the property must be receiving benefits such as universal credit, job seekers allowance, ESA and child tax credits for example. The total household income must also be less than £16,010. Installation of a new boiler must also be justified in terms of generating savings. If, for example, carbon savings will be significant, along with the other criteria being met, the funding cost will be entirely warranted.

If, currently you are not in receipt of benefits and your boiler needs to be replaced, you could consider getting a boiler on finance.

What Is Best For You?

It does pay financially to purchase a boiler and pay all the upfront costs in one go. It will save you money both on your energy bills and through no interest rates. If you can’t afford the large initial outlay, then opt to pay over a number of years, but make sure you shop around first and compare deals. Some people may benefit from getting a loan to cover the costs as the interest rates could be less. Firstly, it is wise to check if you qualify for a free boiler through the government scheme.

Whatever you decide, a boiler is an investment you should definitely consider, helping to reduce your energy bills, improving your home’s energy efficiency that helps the planet and can add to the value of your home when you sell. If you need help deciding on your next boiler and what is best for your home then speak to a friendly member of our team at ASAP Plumbers to offer our expert boiler knowledge so that you can make your next boiler decision with confidence.